Why do I need insurances?
In life we know we can count on two things- taxes and death. We also know that the cause of death is likely to be the result of a serious illness (cancer, heart attack, stroke) or injury. In fact, only 6% of people in New Zealand die instantly as a result of a heart attack, stroke or injury.
It is surviving that costs the most.
How would your family or business survive financially if you or a family member were to experience an illness or injury that prevented you from working?
What would happen to your cash flow? How would the bank view your present position? Based on available figures, we know there is an 18% chance that during your working life you will be off work for more than 6 months as a result of suffering from a health condition. We also know that two out of five of us will suffer a critical illness or disability before the age of 60, most of which are not covered by ACC.
What is the answer?
You need to have a Plan B that will provide the finances to protect you and your assets.
Neil Schroeder specialises in developing people’s Plan B. He provides a fully informative process that involves researching all the available products from the different insurance companies to cover your financial risk. The plan will include, where applicable;
- Income Protection
- Medical Insurance
- Trauma Cover
- Total Disability
- Life Insurance
No.8 Life provides the following Services:
Choose from one of the above services to read more information.
