Tag: Prevention

Protect Your Personal Treasures

Posted on by Neil Schroeder Posted in Family

If you have ever had to evacuate your home quickly or had disaster strike you home (or know someone who has), you will appreciate the importance of protecting those precious items that insurance can’t replace, such as photos, important documents and memorabilia. One day you might be forced to leave your home suddenly due to a fire or flooding in the area and you only have time to grab a few personal items.  What could you grab right now if you only had two minutes to leave the house?  Here are some tips to ensure you can protect your most precious items should disaster strike: TIP 1: Buy a small,…

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Look for an Authorised Financial Adviser

Posted on by Neil Schroeder Posted in yourSHARE

Not all financial advisers are the same – why is it important to work with an Authorised Financial Adviser? Registered Financial Advisers (RFAs) are those who are only able to give advice on Category Two products (which incudes life insurance, mortgages and term deposits). Look for an Authorised Financial Adviser An Authorised Financial Adviser (AFA) is a person who is both registered and authorised by the Financial Markets Authority (FMA).  An AFA needs to be more highly trained and qualified, must follow a very strict Code of Professional Conduct, is subject to heightened penalties and must take a higher duty of care when working with clients.  As a result, AFAs can…

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Five ways to stay healthy this winter

Posted on by Neil Schroeder Posted in yourSHARE

It may be cold outside but winter doesn’t need to be the unhealthiest time of year for you and your family.  Here are five ways to make sure that even when your body is telling you to hibernate you can keep healthy and fit, no matter what the weather’s like. 1. Eliminate sleep debt “On average we sleep six-and-a-half hours a night, much less than the seven to nine hours recommended,” says Jessica Alexander, spokesperson at the Sleep Council, which aims to raise awareness of the importance of a good night’s sleep to health and wellbeing.  But in the winter, we naturally sleep more, due to the longer nights.  “It’s…

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Buy/Sell Agreement

A buy/sell agreement runs alongside a partnership/shareholders agreement.

It is put in place to protect the partners and shareholders of a business and states that should a partner or shareholder leave the business for any reason the remaining partners/shareholders must buy the exiting partner’s shares for the rightful market value.

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Buy/Sell Agreement

A Key Person can be an owner, a shareholder, or an employee.

This means that a Key Person can be any one person, that should they be unable to work, would result in a decline in profit and/or value of the business.

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